FundingTraders offers different account types, each with its own targets, drawdown model, payout rules, and risk controls. Traders must follow all account rules, trading guidelines, and breach limits. Any hard breach may result in immediate account termination.

Account Rule Snapshot

• 1-Step Pro — Profit Target: 10%; Daily Loss: 3%; Max Loss: 10% trailing; Profit Split: 90% default; up to 100%
• 2-Step Pro — Profit Target: PRO6: 6% + 6% PRO10: 10% + 5%; Daily Loss: PRO6: 3% PRO10: 5%; Max Loss: PRO6: 6% fixed PRO10: 10% fixed; Profit Split: 80% default; up to 90% or 100%
• Instant Funding — Profit Target: No challenge target; Daily Loss: 3%; Max Loss: 6% trailing until 3% profit, then locks at initial balance; Profit Split: 90% default; up to 100%

Profit Targets

1-Step Pro requires a 10% profit target.

2-Step Pro has two phases: PRO6 requires 6% in Phase 1 and 6% in Phase 2. PRO10 requires 10% in Phase 1 and 5% in Phase 2.

Instant Funding accounts do not require a challenge profit target, but traders must meet payout eligibility rules before withdrawing.

Daily Loss Limit

The daily loss limit is calculated from the account size and measured against the starting day’s balance or equity, depending on the account type.

1-Step Pro: 3% daily loss limit. 2-Step Pro: 3% daily loss limit on PRO6 and 5% on PRO10. Instant Funding: 3% daily loss limit, based on the higher of the day’s starting balance or equity.

If balance or equity falls below the allowed daily threshold at any time, the account is breached.

Maximum Loss Limit

1-Step Pro uses a 10% trailing maximum loss limit based on the highest recorded account balance.

2-Step Pro uses a fixed maximum loss limit: PRO6 is 6%, while PRO10 is 10%.

Instant Funding uses a 6% trailing maximum loss limit until 3% profit is made. Once the account reaches 3% profit, the maximum drawdown locks at the initial account balance.

Maximum Risk Rules

1-Step Pro: Maximum risk per trade idea is 2% of the initial account balance and applies in both the challenge and funded phase.

2-Step Pro: Maximum risk per trade idea is 2% of the initial account balance and applies in the funded phase only.

Instant Funding: Maximum open risk is 1% of the initial account balance across all active trades.

A trade idea includes trades on the same symbol and direction that are active at the same time, or trades reopened in the same symbol and direction within 2 minutes.

Minimum Trading Days

1-Step Pro requires at least 2 trading days in the challenge phase and 2 trading days in the funded phase.

2-Step Pro requires at least 4 trading days in Phase 1, 4 trading days in Phase 2, and 2 trading days in the funded phase.

A trading day counts when at least one trade is placed.

Profitable Days

Instant Funding accounts require at least 5 profitable days within every 30-day period. Each profitable day must generate at least 0.25% profit based on the starting balance. The 30-day period resets after each payout, or automatically after 30 days if no payout is made.

News Trading

For Pro accounts, news trading is allowed during the challenge phase.

In the funded phase, news trading is allowed, but no more than 30% of total profits may come from trades affected by high-impact news. Trades opened, held, or closed within 5 minutes before or after a high-impact news event may count as news trades.

For Instant Funding accounts, news trading is not allowed. Traders must not have open trades during the restricted news window.

Leverage

FundingTraders offers leverage up to 1:50, depending on the asset class.

FX Majors: up to 1:50. FX Minors/Exotics: up to 1:30. Indices: up to 1:15 on Pro accounts and 1:20 on Instant Funding. Metals: up to 1:20. Oil: up to 1:10. Commodities: up to 1:1. Crypto: up to 1:1 on Pro accounts and 1:2 on Instant Funding.

Commissions

Pro accounts have commissions only in the funded phase, unless a zero-commission add-on is selected. Standard commission is $3 per lot roundtrip on all instruments except indices.

Instant Funding accounts have a $6 per lot roundtrip commission on all instruments except indices.

Consistency Rules

1-Step Pro funded accounts require the largest profitable day to be no more than 50% of total profits for payout eligibility.

Instant Funding accounts require the largest profitable day to be no more than 15% of total profits for payout eligibility.

If the consistency rule is exceeded, it is not an automatic fail, but the trader must continue trading until the account becomes eligible.

Payouts

1-Step Pro and 2-Step Pro payouts are available every 21 days by default, or every 14 days with the payout add-on.

Instant Funding payouts are available every 14 days by default, with an optional on-demand payout add-on once eligible.

Profit Split

1-Step Pro offers a default 90% profit split, with an add-on available to increase it to 100%.

2-Step Pro offers a default 80% profit split, with add-ons available to increase it to 90% or 100%.

Instant Funding offers a default 90% profit split, with an add-on available to increase it to 100%.

Refund Bonus

FundingTraders offers a refund bonus for evaluation accounts. The refund is paid with the qualifying payout, depending on the purchase date. This does not apply to Instant Funding accounts.

Account Reset During Payout

Pro accounts reset to the initial balance while a payout is being processed, allowing traders to continue trading.

Instant Funding accounts reset to the initial balance plus the required 3% safety cushion, as long as the cushion is not included in the withdrawal request.

Note: Note: This document is a simplified overview for listing purposes. Traders should always review the full account rules and official terms before trading.