Net Lending to Individuals (MoM)

UK Net Lending to Individuals released by the Bank of England is a monthly measure of growth rates, amounts outstanding and changes in total lending to individuals, divided into lending secured on dwellings and consumer credit. It shows a picture of whether or not consumers are willing to spend money. A high reading is positive for the GBP, while a low reading is negative.

Next event - Thursday 1 May 2025 08:30

Previous
£4.6B
Forecast
£4.4B
Actual
-

The typical/expected market impact of this event is low.

The consensus forecast for Net Lending to Individuals (MoM) is £4.4B. A higher value than forecast tends to be bullish for GBP/xxx pairs and bearish for xxx/GBP pairs.

Most recent - Monday 31 March 2025 08:30

Previous
£5.9B
Revised
-
Forecast
£4.9B
Actual
£4.6B

Lower numbers than forecast tend to be bullish for xxx/GBP pairs and bearish for GBP/xxx pairs.

Trading range

Forecast history

The most recent announced value for Net Lending to Individuals (MoM) was £4.6B against a forecast of £4.9B.

Past events

Date
Forecast
Actual
Monday 31 March 2025 08:30
£4.9B
£4.6B
Monday 3 March 2025 09:30
£4.7B
£5.9B
Thursday 30 January 2025 09:30
£3.6B
£4.6B
Friday 3 January 2025 09:30
£4.4B
£3.4B
Friday 29 November 2024 09:30
£4.1B
£4.5B
Tuesday 29 October 2024 09:30
£4.1B
£3.8B
Monday 30 September 2024 08:30
£4.1B
£4.2B
Friday 30 August 2024 08:30
£3.4B
£4B
Monday 29 July 2024 08:30
£2.2B
£3.8B
Monday 1 July 2024 08:30
£3.3B
£2.7B
Friday 31 May 2024 08:30
£2B
£3.1B
Tuesday 30 April 2024 08:30
£1.7B
£1.8B
Tuesday 2 April 2024 08:30
£1.2B
£2.8B
Thursday 29 February 2024 09:30
£1.9B
£0.8B
Tuesday 30 January 2024 09:30
£1.5B
£0.4B
Thursday 4 January 2024 09:30
£1.6B
£1.9B
Wednesday 29 November 2023 09:30
£1.2B
£1.2B
Monday 30 October 2023 09:30
£2.4B
£0.5B
Friday 29 September 2023 08:30
£1.5B
£2.9B
Wednesday 30 August 2023 08:30
£1B
£1.4B
Monday 31 July 2023 08:30
-
£1.8B
Thursday 29 June 2023 08:30
£1.6B
£1.1B
Thursday 1 June 2023 08:30
-
£0.2B
Thursday 4 May 2023 08:30
-
£1.6B
Wednesday 29 March 2023 08:30
-
£2.2B
Wednesday 1 March 2023 09:30
-
£4.1B
Tuesday 31 January 2023 09:30
-
£3.7B
Wednesday 4 January 2023 09:30
-
£5.9B
Tuesday 29 November 2022 09:30
-
£4.7B
Monday 31 October 2022 09:30
-
£6.8B
Friday 30 September 2022 08:30
-
£7.2B
Tuesday 30 August 2022 08:30
-
£6.5B
Friday 29 July 2022 08:30
-
£7.1B
Friday 1 July 2022 08:30
-
£8.3B
Tuesday 31 May 2022 08:30
-
£5.5B
Wednesday 4 May 2022 08:30
-
£8.3B

Economic context

Recent economic data has been strongly bearish for GBP. Other recent announcements which may affect the market's interpretation of the next Net Lending to Individuals (MoM) result:

PreviousLatest
Retail Sales (MoM)Bearish change0.7%0.4%
Retail Sales (YoY)Bullish change2.2%2.6%
Retail Sales ex-Fuel (MoM)Bearish change0.7%0.5%
Retail Sales ex-Fuel (YoY)Bullish change1.8%3.3%
GfK Consumer ConfidenceBearish change-19-23
S&P Global/CIPS Composite PMIBearish change51.548.2
S&P Global/CIPS Manufacturing PMIBearish change44.944
S&P Global/CIPS Services PMIBearish change52.548.9

About Net Lending to Individuals (MoM)

Country:United Kingdom
Currency:GBP
Source:Bank of England
Category:Consumption
Frequency:Monthly
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